Improves checkout speeds with its contactless, PIN and mobile wallet options.
Interac Debit Solutions
The secure payment option your customers can rely on.
Access your earnings easily with zero chargebacks.
Our transaction fees are lower than comparable payment options.
Interac Debit is integrated across financial institutions nationally and accepted at over half a million locations.
Interac Debit security technologies, including chip-and-PIN, data abstraction and tokenization, have consistently achieved low fraud rates.
With the support of Canada’s largest financial institutions, Interac Debit is able to continually evolve in ways that can help you grow your business.
Focus on growing your business with flexible & low-cost Software-Based Pin on Cots (SPoC) for Mobile Point of Sale transactions.
SPoC is a software-based approach in which a cardholder is able to enter their PIN on a merchant owned mobile device such as a mobile phone or tablet. The cardholder’s PIN is entered on a verified Acquirer APP while their card is inserted into the merchants Secure Card Reader.
If you are a micro or small business, a freelancer, or a charity you can accept payments with ease wherever you may be by integrating a Software-Based Pin on Cots (SPoC) solution.
Enjoy the flexibility of mobile point of sale Interac Debit transactions on your device such as a mobile phone or tablet without the need for an integrated payment solution.
For more information, contact an Acquirer to get started.
Simplify online payments with In-App SolutionsIf your business sells goods or services online, you can make it easy for customers to pay by integrating Interac Debit into your online experience. Simply enable Interac Debit as an in-app or in-browser payment method. Contact us directly if you want to know more about this solution. Contact an Acquirer to get started.
Interac Debit leverages the added security of chip technology. Mobile devices can also support contactless transactions of any value, but are subject to user authentication (i.e. Passcode, fingerprint, etc.) and issuer-controlled limits.
A token is a unique, randomly-generated series of numbers that allows a customer to complete digital transactions on their mobile device. Our proprietary token generation and management platform minimizes fraud by preventing customers’ data from being shared with third parties during transactions.
Spending is limited for card-based contactless transactions: a single transaction cannot exceed $100 and consumers are also subject to cumulative spend limits.
Contact an Acquirer to get started
Contact a participating Acquirer or payment service provider below to begin offering Interac Debit. They will also be able to help you with any questions about debit terminals, fees and getting started. The following providers operate the card-accepting devices (e.g. Interac Debit terminals at the Point-of-Sale) which capture and transmit the data that allows each transaction to be completed through the Interac network.