Interac e-Transfersolutions for business

A transformative way to simplify and streamline business payments.

Enhance your business with Interac e-Transfer®

With Interac e-Transfer Business Payment Services, requesting, or making, multiple payments, managing invoices and reconciling finances becomes streamlined and easy. Funds are transferred in real-time giving you or your recipient immediate access to funds. Offering more choices to your customers and vendors alike, Interac e-Transfer Business Payment Services save you time and money. We work with Canada’s financial institutions to make your money work for you.


Our digital options are less expensive and more convenient than cash or cheques.

Widely available

Interac e-Transfer is available in almost every bank’s online or mobile environments.

Low fraud

Interac Services has among the lowest fraud rates in the world.

Modernized payment

Interac Services has been pioneering the way Canadians pay for over 30 years.

Committed to continued innovation

Interac Services has a history of innovation, including the recently-launched Interac e-Transfer features: “Request Money” and "Autodeposit".

Control cash flow

Our good funds model means funds are immediately sent after a payment, giving your business more control of its finances.

Streamline Your Accounting Process

Using Interac e-Transfer Business Payment Services turns your accounting systems into a powerhouse of financial efficiency. You’ll be able to:

  • Send money simply and quickly: all you need is the payee’s mobile number or email address.
  • Add essential data like an invoice number and due date for easier data tracking.
  • Schedule transactions and money requests, whether they are recurring or future-dated.
Get paid quickly with Request Money

Easily request money you are owed with the Interac e-Transfer Request Money feature including the option of adding an invoice number and due date with certain financial institutions.

How to request money instantly:
  • Log in to your financial institution’s online or mobile banking and go to Interac e-Transfer Request Money.
  • Enter the amount and select where you would like the funds to be deposited.
  • Once your request has been fulfilled, funds will be directly deposited into your bank account and you will be notified immediately.

Request Money is available through these participating financial institutions:
Autodeposit puts money right into your account

The new Autodeposit feature allows you to have money sent via Interac e-Transfer automatically deposited directly into your bank account without having to answer a security question for every transaction.

How to set-up Autodeposit:
  • Log in to your financial institution’s online or mobile banking and go to Autodeposit.
  • Register your e-mail address and link your account. Any transfers to the registered email address will be automatically deposited into the account.
  • You will receive an email to confirm your registration. Check your inbox and click “Complete Registration”.
Autodeposit is available through these participating financial institutions:
Pay multiple recipients all at once conveniently and securely with Bulk Disbursements

Interac e-Transfer Bulk Disbursement is a streamlined, secure, and cost-efficient way to send bulk payments in a single file upload, without the need for recipients’ banking information. Recipients can receive immediate payments anytime, anywhere through online or mobile banking.

How it works:
  • Create a bulk disbursement file that includes the payment amounts and the recipients’ email address or mobile phone number and send it to your financial institution.
  • Your financial institution will process the payment file and an Interac e-Transfer notification will be sent to each recipient on your behalf.
  • Once a notification is received, funds can be deposited immediately to their bank account through online or mobile banking.
  • Your business will receive regular reconciliation reports.
Peace of mind from one of the most secure money transfer services.

When you send money using Interac e-Transfer, your money never actually travels by email or text message – only notifications and deposit instructions do. Your financial institution and the recipient’s financial institution transfer your funds using established and secure banking procedures. Interac e-Transfer users are protected with multiple layers of security, making the service one of the most secure money transfer services globally:

How it works:
  • Authentication and transaction encryption.
  • Financial institution authentication.
  • Proprietary risk management.
Bulk Disbursement is offered by these participating financial institutions:
Accelerate your growth with Interac e-Transfer

Interac e-Transfer is available through over 250 participating financial institutions across Canada. To ensure that yours is one of them, simply start typing below.